Life Can Be Expensive, But It Doesn't Have To Be!

As I’m sure you’re aware, life is pretty expensive. For countless people, the normal, everyday costs of living comfortably can add up to something pretty substantial. Between your utilities, groceries, subscriptions and other things, you may find that there’s very little left for the things that really matter. You might feel you just have to grit your teeth and get through it, but this certainly isn’t the case! If your budget is stretched too thin, here are some great ways of turning that around.

From Wikimedia

First and foremost, get into the habit of conserving everything you pay bills for. If you have a large home, a large family, or both, then your utility bills can reach pretty staggering levels. Even if you’re living in a relatively small property, being careless with what you’re using can really make you feel the burn of the bills. Fortunately, there are various little changes you can make to shave those monthly costs down. First of all, make it a rule to turn things off when you’re not using them. The challenge will probably be with your kids more than you here! These days, kids are pretty accustomed to having all their tech on all the time. If your kids want to have their TV, computer and mobile all on and functioning at the same time, you may have to put your foot down! Similarly, turn the taps off when you don’t need them, and consider a programmable thermostat which will turn off when you’re out of the house.

From Flickr

Next, try to look for ways to reduce the cost of owning your car. Aside from property, cars are the most expensive things most of us will ever own. Buying them in the first place is a massive blow to the wallet. From there, we need to change tires, pay for maintenance, fill it up, and so on. By making little changes, you can take a significant amount off the cost of owning your car. A great way to start is looking for a cheaper car insurance policy. Shopping around for these can take some time, but it will be worth it in the end. Other habits like keeping the AC off and avoiding idling wherever possible can do wonders for your fuel economy. If you’re brave, you might want to try doing some of the simple maintenance yourself. The keyword here is “simple”. Trying anything too complicated is a recipe for disaster!

Finally, look for ways to save on childcare. Children are truly wonderful, but they’re also pretty expensive! If you’re working a 9 to 5 job, then a fairly big chunk of your paycheque is probably going to be spent on childcare. However, there are numerous ways to save on this. Asking your family to help out, finding a cheap, private babysitter, or setting up some kind of child-sharing system with one of your friends who has kids can all make a huge difference. A lot of gyms these days have childcare wrapped up in their membership fees, so consider this as well.


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